Act as [role].

Using [sources], analyze [domain decision].

Objective:

• Maximize/minimize [formal metric: NPV, IRR, real income, utility]

Risks & constraints:

• [Inflation risk]
• [Longevity risk]
• [Policy / regulatory risk]
• [Income uncertainty]

Uncertainty:

• [Scenario-based outcomes]
• [Contingent decisions]

Output:

• [Optimal strategy]
• [Robust alternatives]
• [Decision thresholds]